PSS Life Solutions

Key Person Insurance

Key person insurance can help a business prepare for the financial impact of losing an owner, partner, or key employee.

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PSS Life Solutions

What This Covers

Financial Protection

Help cover revenue loss from losing a key person.

Recruitment Costs

Help fund finding and training a replacement.

Business Stability

Help maintain operations during transition.

Debt Protection

Help cover obligations tied to the key person.

Investor Confidence

Show stakeholders the business is protected.

Who This May Fit

Business Owners

Owners who are essential to operations.

Partners

Partners whose absence would impact the business.

Key Employees

Staff with specialized skills or relationships.

Startups

Companies dependent on founders.

Things to Consider

Key Person Identification

Who is irreplaceable?

Coverage Amount

How much financial impact would a loss cause?

Premium Responsibility

Who pays — the business or the individual?

Beneficiary

Typically the business is the beneficiary.

Tax Implications

Consult a tax professional.

How PSS Life Helps

Understand Your Goal

We start by learning what you want to protect.

Explain Your Options

We walk through the coverage types in plain language.

Compare Available Solutions

We help review options that may fit your needs.

Support the Next Step

We help you move into a quote request or advisor conversation.

Ready to find the right direction?

Answer a few simple questions and connect with a PSS Life advisor who can help you review your options clearly and without pressure.