Terms of Use

PSS Life provides life insurance education, quote request tools, advisor resources, recruiting information, and agent portal tools. PSS Life is not an insurance carrier. Insurance products are offered through licensed insurance professionals and/or carrier partners where available.

Submitting a quote request does not guarantee coverage, approval, pricing, or policy issuance. Insurance rates, eligibility, underwriting decisions, product availability, and policy terms are determined by the applicable insurance carrier and may vary by state, applicant information, health history, underwriting, and carrier guidelines.

The information on this website is provided for general educational purposes only. It should not be treated as legal, tax, financial, investment, or insurance advice. You should consult a properly licensed professional before making decisions about insurance, financial planning, tax matters, legal matters, or business planning.

When you submit a quote request, contact form, business protection request, or similar form, you agree to provide accurate information. PSS Life and/or licensed insurance professionals may use the information you provide to contact you, review your needs, discuss available options, and help with the insurance process.

Advisor application forms are intended for individuals interested in becoming insurance agents/advisors or joining PSS Life. Submitting an advisor application does not guarantee acceptance, employment, contracting, licensing approval, carrier appointment, income, leads, or business results.

Agent portal access is limited to approved users. Users are responsible for keeping login credentials secure and may not share accounts. PSS Life may suspend or remove access if an account is misused, if information is inaccurate, if licensing status changes, or if portal access is no longer appropriate.

Agents and advisors are responsible for maintaining any licenses, appointments, continuing education, and compliance requirements required by their state, carrier, agency, or applicable law. PSS Life may request license information, NPN numbers, resident state information, documentation, or verification before enabling certain tools or public advisor profiles.

Any income, commission, production, recruiting, or business growth examples shown by PSS Life are examples only and are not guarantees. Actual results vary based on licensing, effort, skill, market conditions, carrier rules, product availability, training, compliance, and individual performance.

The website may link to third-party carrier websites, scheduling tools, calendar tools, payment processors, email providers, Zoom, Google, or other platforms. PSS Life is not responsible for the content, policies, security, availability, or practices of third-party websites or services.

You may not use the website or portal to:

• Submit false or misleading information
• Misrepresent your identity, licensing status, or authority
• Access another user's account
• Scrape, copy, or misuse site data
• Upload harmful files or malicious code
• Violate insurance, privacy, marketing, or consumer protection rules
• Use PSS Life materials in a misleading or unauthorized way

All PSS Life names, logos, designs, page layouts, content, training materials, portal tools, and branding are owned by or licensed to PSS Life unless otherwise stated. You may not copy, reproduce, distribute, or use PSS Life materials without permission.

The website and portal are provided on an "as is" and "as available" basis. PSS Life does not guarantee that the website will be uninterrupted, error-free, secure, or always available.

To the fullest extent allowed by law, PSS Life will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of the website, forms, portal, resources, or third-party links.

PSS Life may update these Terms from time to time. Updates will be posted on this page with a new "Last Updated" date. Continued use of the website after updates means you accept the revised Terms.

Questions about these Terms can be sent to:

support@psslife.com